It is important that you don’t book your holiday until you have taken out holiday insurance which covers you for a ‘pre-existing medical condition’ Most standard policies do not provide this type of cover and, below, is a list of companies that may be able to help if you have problems obtaining insurance.

Medical Travel Compared
The easy way to compare medical travel insurance.
Website : medicaltravelcompared.co.uk

The Insurance Surgery 
Broker - Specialist service for people in high risk category.
Website : www.the-insurance-surgery.co.uk
Telephone : 0800 083 2829

Freedom Insurance Services Ltd
Website : www.freedominsure.co.uk
Telephone : 01223 446 914

Able2Travel 
Website : able2travel.com
Telephone : 01483 806 826
E-mail : [email protected]

Just Travel Cover
Website : www.justtravelcover.com
Telephone : 0800 988 2832

JD Travel Insurance
Website : www.jdtravelinsurance.co.uk
Telephone : 0344 247 4749
E-mail : [email protected]

Good to Go Travel Insurance
Website : www.goodtogoinsurance.com
Telephone : 0330 024 9949
E-mail : [email protected]

Travel Insured (Manor Insurance Services)
Website : www.travelinsured.co.uk
Telephone : 0800 092 4383
E-mail : Contact form

Avanti Travel Insurance
Website : www.avantitravelinsurance.co.uk
Telephone : 0808 169 6781
E-mail : [email protected]

BIBA British Insurance Brokers Association
Website : www.biba.org.uk
Telephone : 0370 950 1790
E-mail : [email protected]

Citybond Suretravel
Website : www.citybond.co.uk
Telephone : 0333 207 0506
E-mail : [email protected]

Fish Travel
Website : www.fishinsurance.co.uk
Telephone : 0333 331 3770
E-mail : [email protected]

Top Dog Insurance
Website : www.topdoginsurance.co.uk
Telephone : 0800 093 6686
E-mail : [email protected]

Columbus Direct
Website : www.columbusdirect.com
Telephone : 0800 068 0060
E-mail : [email protected]

Free Spirit
Website : www.freespirittravelinsurance.com
Telephone : 02392 419 070 
E-mail : [email protected]

Travel Insurance 4 Medical
Website : www.travelinsurance4medical.co.uk
Telephone : 0345 90 80 121
E-mail : [email protected]

MIA Online
Website : www.miatravelinsurance.co.uk
Telephone : 0800 999 3333
E-mail : [email protected]

Orbis Insurance Services
Website : www.orbisinsurance.co.uk
Telephone : 01274 518 393
E-mail : [email protected]

World First Travel Insurance
Website : www.world-first.co.uk
Telephone : 0345 90 80 161
E-mail : [email protected]

Post Office
Telephone : 0330 123 3690
Website www.postoffice.co.uk/travel-insurance

The National Kidney Federation would welcome any feedback on the above companies; Also, details of any other insurance companies that you have found helpful with regard to insuring people with pre-existing conditions. Contact us on 0800 169 0936 or e-mail [email protected] 

TRAVEL INSURANCE INFORMATION

Note: Insurance companies can and do change their Terms & Conditions - always ensure you have current information on Policies. Also note that insurance companies usually take each case on its merits; it is usually a case of phoning around and finding the one that is the most suitable for you.

Remember that, in Europe, in addition to the correct holiday insurance, you should also carry a European Health Insurance Card (EHIC) (click here for more details).

The National Kidney Federation would welcome any feedback on the above companies; Also, details of any other insurance companies that you have found helpful with regard to insuring people with pre-existing conditions (Contact details below).

WARNING - Many Insurance Companies take on new policies without asking any medical questions. They are able to do this because they rely on a clause in the small print which says that they will not cover pre-existing medical conditions. Patients must realise that such policies do not give them Insurance cover, and that any claims as a result (both directly and indirectly) of existing kidney disease under such a policy would not be honoured in the event of a claim. Whether you were accepted (without disclosing existing illness) and are paying the premium, is irrelevant in such cases.

To travel abroad without Insurance which covers you for your pre-existing medical conditions could be catastrophic financially.return to Tips & guidance page goto top of page

The National Kidney Federation cannot accept responsibility for information provided. The above is for guidance only.

More holiday information

Holiday guide for kidney patients

Holiday dialysis UK

Holiday Dialysis European Destinations

Holiday Dialysis World Wide Destinations

Holiday Companies

Holiday tips and guidelines

Holiday guidelines for PD patients

Holiday guidelines for HD patients

Holiday guidelines for transplant patients

Holiday / Travel vaccinations in transplant patients