The NKF Holiday Pages —
Health Insurance for kidney patients
It is important that you don’t book your holiday until you have taken out holiday insurance which covers you for a ‘pre-existing medical condition’ (see ‘Warning’ below). Most standard policies do not provide this type of cover and, below, is a list of companies that may be able to help if you have problems obtaining insurance:
| Company | Contact Details | Comments -see note |
|---|---|---|
| 24DR Travel Insurance | 01825 712 945 www.24drtravel.com |
65-90+ |
| Able2Travel | 0845 839 9345 | Specialise in travellers with medical conditions |
| All Clear Insurance Services | 0870 777 9339 | Will pay out if holiday is cancelled/Worldwide |
| ASDA Insurance | 0845 300 7131 | Underwritten by Norwich Union |
| AXA Insurance | 0800 068 3911 | |
| Citybond Suretravel | 0870 220 3937 | |
| Clover Insurance Services | 020 8805 1121 | |
| Colombus Direct | 0870 033 9988 | Lines open 8am -8pm Mon - Fri (am - 4pm Sat) |
| Direct Travel Insurance | 01903 812345 | |
| Easisure Insurance | 0800 0832462 | |
| Forties | 0800 587 5048/5049 | |
| Free Spirit | 0845 230 5000 | |
| Insure & Go Insurance Services | 0870 420 4162 www.insureandgo.com |
|
| J & M Insurance Services (UK) | 0845 230 5000 | Will pay out if holiday is cancelled - for patients with Diabetes & medical conditions/Europe |
| Leading Edge Travel Insurance Services Ltd | 01892 836622 | |
| Marrs Insurance Brokers | 0870 920 2222 | |
| MBNA Trav Ins | 0800 169 4438 | |
| Medici Travel | 0845 8800168 www.medicitravel.com |
|
| Nationwide Trav Ins | 0870 0055 622 | |
| Our Way travel Ltd | 0870 751 7282 | |
| Post Office | Forms from local post office | |
| Preferential Direct Ltd | 0870 607 7277 | Europe |
| RIAS PLC | 0845 234 0011 | For over 50s |
| SAGA | 0800 0565 464 | 50+ |
| The Insurance Surgery | 0800 083 2829 www.the-insurance-surgery.co.uk |
|
| Travel Assurance Premier | 01404 830100 | |
| Travelbility | 0845 338 1638 www.travelbility.co.uk |
Travel insurance for the disabled or those with existing medical conditions and their carers |
| Travellers Protect | 0239 241 9050 | Worldwide |
| Venture Sure Travel Insurance | 0208 2951 1234 | Chislehurst, Kent |
Note: Insurance companies can and do change their Terms & Conditions - always ensure you have current information on Policies. Also note that insurance companies usually take each case on its merits; it is usually a case of phoning around and finding the one that is the most suitable for you.
Remember that, in Europe, in addition to the correct holiday insurance, you should also carry a European Health Insurance Card (EHIC) (which replaces E111 forms from January 2006 - click here for more details).
The National Kidney Federation would welcome any feedback on the above companies; Also, details of any other insurance companies that you have found helpful with regard to insuring people with pre-existing conditions (Contact details below).
WARNING - Many Insurance Companies take on new policies without asking any medical questions. They are able to do this because they rely on a clause in the small print which says that they will not cover pre-existing medical conditions. Patients must realise that such policies do not give them Insurance cover, and that any claims as a result (both directly and indirectly) of existing kidney disease under such a policy would not be honoured in the event of a claim. Whether you were accepted (without disclosing existing illness) and are paying the premium, is irrelevant in such cases.
To travel abroad without Insurance that covers you for your pre-existing medical conditions could be catastrophic financially.
The National Kidney Federation cannot accept responsibility for information provided. The above is for guidance only.
The National Kidney Federation is registered in England and Wales as a Company limited by guarantee (Company No 5272349)
and awarded charitable status (Charity Number 1106735).
Give as You Earn contributions No. CAF GY511.
Registered Office:-
The Point
Coach Road
Shireoaks
Worksop
Notts
S81 8BW
Tel: (01909) 544999
Fax: (01909) 481723
Helpline: (0845) 601 02 09
E-mail: 
Page created: 19 September 2006
Last updated: 9 February 2010
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